Firework Insurance

Firework insurance a must for event organisers

Firework displays are a spectacular addition to any event, but they also carry significant risks that require detailed planning and execution. To safeguard your business, employees and attendees, specialist firework insurance is mandatory.

Core firework cover includes:

• Public Liability Insurance: Covers bodily injury or property damage sustained by third parties.
• Employers’ Liability Insurance: Protects your business in case of employee injury during the event.
• Fire and Explosion Cover: Safeguards against property damage caused by fire or explosion.
• Product Liability Insurance: Protects you from claims arising from defective fireworks.

Customised protection

While general event insurance might seem ok, firework insurance offers purpose-built protection for the unique hazards associated with pyrotechnics. A comprehensive policy is vital to mitigate the financial risks of accidents, injuries, or property damage.

Additional cover options

Beyond the core cover, firework insurance can often include additional protection such as:

• Loss of Income: Compensates for income lost due to event cancellation or postponement.
• Legal Expenses: Covers legal costs incurred in defending against claims.
• Contingency Cover: Provides financial support for unforeseen circumstances.

Trusted partner

Choosing to partner with an independent insurance broker like Insurance Experts to organise your  firework insurance is very beneficial. Our dedicated firework insurance advisor  has the experience, knowledge and expertise to assess your specific needs, compare policies from multiple insurers and provide expert guidance to ensure you choose the right insurance policy. Their support is invaluable in navigating the complexities of firework insurance and ensuring you have the right protection in place.

Don’t risk it

As Bonfire Night is nearly upon us and New Year’s Eve approaching fast, securing the right insurance for your firework event is crucial. At  Insurance Experts, we pride ourselves in offering comprehensive firework insurance for all types of events. In fact, the more unusual the better as we are committed to finding the right cover where other companies decline. From public liability to product liability, we’ve got you covered. Don’t risk it – contact our advisor today for your bespoke quote. Call on 01245 500433 send an email or complete outline form.