7 Wild and Wacky Things That Have Been Insured

By Sandrine CC0

Specialist insurance is our speciality, no matter how weird and wonderful, or indeed uninsurable you think it might be – we like to find a way to get the right cover to meet your needs. This list features some of our favourite things that have been insured over the years, many of which were underwritten by our very own underwriters, Lloyds of London.

Death By Coconut

Research that showed that 150 people a year are killed by falling coconuts prompted a travel insurance company to cover themselves against such an event.


Whether you are worried about abduction, or maybe injury from falling spaceship debris, then you can get insured for that too. There may be as many as 20,000 people currently covered, with one actress being covered for $25,000.


The hirsute amongst you will be pleased to know clubs for bearded gentlemen have secured a policy which protects against loss of beard from fire, and even theft. Now that makes the mind boggle!

Celebrity Legs

Mariah Carey’s legs were insured for a crazy 1 billion dollars and Rihanna’s for a seemingly small sum of 1 million dollars by Gillette after they both featured in the Legs of a Goddess campaign.

12 Foot Long Cigar

Constructed from over 15,000 tobacco leaves, the world’s longest cigar is protected by the most expensive cigar insurance policy ever written. We wonder if this includes cover if accidentally smoked!

Yo Yo Hands

Back in the 1930s, a 13 year old with outstanding yo yo skills (and who just so happened to teach the Prince of Wales how to pull a move or two) had his hands insured for $150,00.

Monster Catchers

One way to become a millionaire is to capture the Loch Ness Monster and present it to The Cutty Sark Company. The owners may be pretty sure that that is never going to happen, but just in case it does, they have taken out an insurance policy that will pay out the prize money.



Have you got an unusual object, artefact, prize or happening that you need insured? We are pretty sure we can provide cover for just about any risk! Give us a call on 01245 50043 to speak to an expert.

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