Advice

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Underinsurance is a big issue, especially for small to medium sized businesses renewing a packaged insurance policy. If you are a small business, you should make sure that your insurer is aware of the correct value that is at risk in your business. Maybe your business has grown, maybe you have taken on more staff, […]

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Ever wondered what benefits a broker can bring to your business? We explain what a broker does and why you should make the most of yours! A broker has access to specialist products that just aren’t accessible to business owners approaching insurers directly. Brokers are experts in their field, and understand the risks involved in […]

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We give a lot of advice about providing the correct details to insurers, especially with recent changes to The Insurance Act, as it is vitally important in the event you need to make a claim. Here are some reasons claims may be rejected. 1. Underinsured Property Unless you arrange sufficient insurance on your business property, […]

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There are different types of insurance and different levels of cover available depending on the nature of your business. The best way to determine exactly what you need is to speak with a broker who specialises in your particular industry in your particular area. To get you off to a head start – these are […]

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Jargon-busting insurance terms isn’t usually the most exciting past time, so we thought we’d bring a bit of humour into it and give an alternative low down of the role of loss assessors and loss adjusters. What is a Loss Assessor? A Loss Assessor is one of the first people on the scene to see […]

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Should something occur to disrupt your business, you could lose revenue, incur unforeseen expenses, and ultimately see your profits reduced. While having Business Interruption Insurance in place can reduce the impact, a solid Business Continuity Plan (BCP) can be the difference between float and fail. Make a list of risks that could impact your company. […]

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Should a disaster happen, your business may need financial support to keep things operating as usual. This is where Business Interruption insurance comes in – a policy designed to give your business the help it needs to carry on regardless. The impact a disaster can have on a business can be varied: Lost sales or […]

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Cyber Insurance protects companies in the event their data is hacked and financial loss or distress is possible or has occurred – but the cost of the covering of these events may actually outweigh the risks that most SMEs face. For companies with large databases of confidential information, cyber insurance is probably an essential requirement […]

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Cutting out unnecessary expenditure is a must for any business that wants to make a profit, or in some cases, still be trading this time next year. It is however, even more important for start-ups. According to statistics compiled by Informdirect.co.uk, over 16,000 new companies were formed in Essex alone last year – that is […]

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