Business Insurance

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While drivers across the UK have noticed a steep rise in the cost of motor insurance due to the reduction of the Ogden Rate, it is taxi drivers and fleet managers that are arguably suffering the most. The reduction has triggered a rise in premiums that is squeezing the profit margins of some companies and […]

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Underinsurance is a big issue, especially for small to medium sized businesses renewing a packaged insurance policy. If you are a small business, you should make sure that your insurer is aware of the correct value that is at risk in your business. Maybe your business has grown, maybe you have taken on more staff, […]

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Ever wondered what benefits a broker can bring to your business? We explain what a broker does and why you should make the most of yours! A broker has access to specialist products that just aren’t accessible to business owners approaching insurers directly. Brokers are experts in their field, and understand the risks involved in […]

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We give a lot of advice about providing the correct details to insurers, especially with recent changes to The Insurance Act, as it is vitally important in the event you need to make a claim. Here are some reasons claims may be rejected. 1. Underinsured Property Unless you arrange sufficient insurance on your business property, […]

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There are different types of insurance and different levels of cover available depending on the nature of your business. The best way to determine exactly what you need is to speak with a broker who specialises in your particular industry in your particular area. To get you off to a head start – these are […]

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Self-employed fitness instructors need insurance to protect from loss of income due to illness or injury, and any claims that are made by a third party – even when working on someone else’s premises. Here is what cover you should have and why… Pubic Liability Insurance It isn’t a legal requirement for a freelance fitness […]

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Should a disaster happen, your business may need financial support to keep things operating as usual. This is where Business Interruption insurance comes in – a policy designed to give your business the help it needs to carry on regardless. The impact a disaster can have on a business can be varied: Lost sales or […]

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When things have not gone to plan in your business and you need to make an insurance claim, the last thing you need is added stress – which is why we are here to share a few tips on how you can help the process progress as smoothly as possible.   Call your insurer at […]

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