Insurance News

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While drivers across the UK have noticed a steep rise in the cost of motor insurance due to the reduction of the Ogden Rate, it is taxi drivers and fleet managers that are arguably suffering the most. The reduction has triggered a rise in premiums that is squeezing the profit margins of some companies and […]

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It’s the golden rule of acting, “never work with children or animals” – but in real life you just don’t have that much control. Here are a few examples of kids and critters that have sparked an insurance claim! Melted laptop keys After a small child spilled their favourite fizzy pop on their grandfather’s laptop, […]

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The Insurance Act 2015 came into force on 12th August 2016. Amongst other things, this new Act replaced the doctrine of Utmost Good Faith with a Duty to provide a Fair Presentation of the Risk. As such, Proposers will be asked to provide a Fair Presentation of their present knowledge before cover commences, and existing […]

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Claiming to be the best business insurance brokers is bolder than the world of financial regulations would allow, but we do think that we have a competitive edge… Thanks to our partnership with the Bluefin Network, we can access a lot of amazing expertise and insights that is of great value to our business clients. […]

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Specialist insurance is our speciality, no matter how weird and wonderful, or indeed uninsurable you think it might be – we like to find a way to get the right cover to meet your needs. This list features some of our favourite things that have been insured over the years, many of which were underwritten […]

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Non-consumer policyholders should be aware of upcoming changes to the Insurance Act, which come into force in August this year. To ensure compliance there are several key facts that policyholders who purchase insurance for business, trade or professional purposes need to know. Our aim is to shed light on these facts in a simple and […]

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Despite the economic recovery being in full swing, small business are reporting rising costs. We take a look at the results from a survey conducted by The Forum of Private Business, which shows that insurance premiums are ranked as the second most costly expense by many businesses. 86% of SMEs have seen a rise in […]

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Fraud prevention is an important part of a broker’s business. The Financial Conduct Authority (FCA) requires that brokers like us have systems and controls that prevent and detect financial crime. Failure to have such measures in place can result in the brokers and their staff being identified as committing an offence, even when the involvement […]

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In many parts of life, cutting out the “middle man” and going direct to a supplier has its advantages. It is often cheaper for example, and you often get to have a direct conversation with those “in the know”. This is not the same when it comes to insurance however, and this is why… It […]

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Insurance Experts Ltd have been a member of the Bluefin Network of brokers since 2008. Bluefin BPS is the leading network of independent insurance brokers in the UK. It provides us with access to a range of innovative products that enable Insurance Experts to offer our clients a highly efficient, and therefore cost-effective service. As part of the Bluefin […]

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